Help to Buy (Scotland) Affordable New build

Help to Buy (Scotland) is a Scottish Government backed equity loan scheme which helps you to purchase a brand new home in Scotland with just a 5% deposit and an affordable mortgage. This scheme is available across all Dundas developments on homes up to £200,000.

Available to first-time buyers and people already on the property ladder, all you need is a 5% deposit and you could receive an interest free equity loan from the Scottish Government of up to 15% of the value of the property which means you only need a mortgage of up to 80% of the value of the property.

The mortgage must be on a repayment basis and must be sourced from a lender who supports the Help to Buy equity scheme in Scotland. First Mortgage are our preferred Financial Advisors who have offices throughout Scotland. Their web site is

You will own the property outright – but the Scottish Government’s interest will be secured by a ‘standard security’.

You can repay the loan any time within the first 25 years (or the terms of the mortgage) or when you sell the property. It is also possible to repay part of the equity loan subject to terms and conditions. Click on the link below for the Scottish Governments Help to Buy information leaflet.

For more information you can visit

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